Banking

Added

• Card PIN for ATMs, checked by the server: chosen on the first ATM use, stored as a salted SHA-256 hash, wrong attempts persisted per character (relogging does not reset them), card locked after Config.Atm.pin.maxAttempts for lockMinutes, new / forgotten PIN set at any branch (Settings). ATM sessions show no account data before the PIN.
• ATM intro: drag the card into the card slot of the machine, type the PIN on the machine keypad (mouse or keyboard), zoom into the screen. Synthesised key / card sounds. Hotspots configurable (Config.Atm.visual) with a debug overlay; a drawn terminal is used when the image is missing.
• Light bank theme (white / green), debit card on the overview, transactions grouped by day.
• ASSETS.md: asset specifications, AI image prompts and the calibration procedure.
• Final artwork: ATM machine, debit card and logo (nui/img/*.png); hotspots calibrated for the shipped machine image, key labels drawn by the NUI (function keys as symbols), optional led hotspot blinking over the image's own LED.

Database

• Schema v2: table ns_bank_pins (created automatically; sql/ns-banking.sql updated).

Added

• Personal current account on the framework bank money with a unique, checksummed IBAN per character.
• ATMs on every configured ATM model (ox_target, qb-target or built-in prompt) with their own limits, withdrawal step and fee; bank branches with services, limits, job restrictions, blips and optional local teller / guard NPCs.
• Cash deposits and withdrawals, IBAN transfers with recipient check, fee quote, confirmation, receipt and offline-safe delivery.
• Transaction history with search, filters, keyset pagination, monthly statements, pending / failed operations.
• Savings account with interest on the lowest balance of each interval (hourly / daily / weekly / custom, compound or simple, catch-up rules) and fixed-term deposits with fixed rates, maturity payouts and early-withdrawal penalty.
• Simulated crypto and stock markets: bounded mean-reverting price model, persisted history, market hours, events, trading fees, slippage guard, portfolios with average price, realized / unrealized P/L, allocation, dividends.
• Shared accounts with per-member permissions and job business accounts with grade permissions.
• Activity feed and in-game notifications; settings (market news, reduced motion).
• Admin commands (status, inspect, adjust, freeze, audit, markets, branches, maintenance, review / resolve) with granular ACE nodes and an insert-only audit trail.
• Exports for police, business, job and phone integrations (trusted resources only for money).
• English and Turkish translations, locale-aware money / date / percent formatting.
• Offline test suites, a real-database runner (MariaDB / MySQL) and an SQL install file checked against the migrations.